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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Very good

5
Very good I'm happy with that cart Reviewed on: 11th January 2024
Yordan y's avatar
Yordan y

It is easy to deal with payments.

4
It is easy to deal with payments. Reviewed on: 11th January 2024
Emma R's avatar
Emma R

Really easy to use app.

5
Really easy to use app. When you make a payment it goes off the balance straight away. They give regular updates Reviewed on: 11th January 2024
Kate's avatar
Kate

Easy peasy

5
It a great experience from the beginning to the end ,theme the card comes in no time more so the calculation of he payment is very low compared to other cards issuer ,they always ready to support if you going through any monetary issues be it payment or been stuck in the middle Zopa app is full of helpful even without consulting anyone Reviewed on: 11th January 2024
Saheed A's avatar
Saheed A

Very good

4
efficient and friendly service.what else do i have to say?.. Reviewed on: 11th January 2024
Roberto R's avatar
Roberto R

Poor credit rating customers get a second chance

5
Poor credit rating customers get a second chance Reviewed on: 11th January 2024
Patricia H's avatar
Patricia H

Easy and friendly

5
Very easy to apply for what you need and app is straight forward no hassles at all. I am really satisfied with the help etc I've received from Zopa Reviewed on: 11th January 2024
Yvonne G's avatar
Yvonne G

Honestly

5
They are totally honest, and will always answere all questions directly Reviewed on: 11th January 2024
Frank 's avatar
Frank

Easy application , app is easy to follow

5
Easy application , app is easy to follow Reviewed on: 11th January 2024
Lisa S's avatar
Lisa S

Simple to use and understand.

5
Simple to use and understand.no surprise charges .pleasure to deal with. Reviewed on: 11th January 2024
Joseph's avatar
Joseph

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