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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Even with bad credit Zopa gave me the opportunity to...

Even with bad credit Zopa gave me the opportunity to get a credit card and help me rebuild my financial future whilst providing a service and tools to help me focus on sensible spending habits and credit rebuilding! Their APP is so user friendly it helps and instructs me on being more money savvy! Reviewed on: 11th January 2024

My review title for zopa

It’s very helpful and always informative Reviewed on: 11th January 2024

My Zopa.

Really easy application process with great follow up service. Very pleased. Reviewed on: 11th January 2024

I took a credit card from zopa sent out straight awa...

I took a credit card from zopa sent out straight away and no problem with the app Reviewed on: 11th January 2024

Quick efficency polite customer service happy to help

Quick efficency polite customer service happy to help Reviewed on: 11th January 2024

Great service and easy to use app online and increas...

Great service and easy to use app online and increase in lending Reviewed on: 11th January 2024

a brilliant card and customer service.

a brilliant card and customer service.plus one thing i like is the minute you pay some off it shows on your account immediatly.most other cards take upto two days Reviewed on: 11th January 2024

Very good service and very helpful

Very good service and very helpful Reviewed on: 11th January 2024

Customer service is paramount to the company

Customer service is paramount to the company, no matter how small the enquiry they well handled each customer with care and respect to insure that enquiry gets answered Reviewed on: 11th January 2024

Always find zupa very easy to use and excellent service

Always find zupa very easy to use and excellent service Reviewed on: 11th January 2024

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