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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am very satisfied with the service

I am very satisfied with the service Reviewed on: 11th January 2024

Satisfied customer

You can speak to a human at their customer services excellent Reviewed on: 11th January 2024

I started using Zopa Great Credit Card .

I started using Zopa over 2 yes ago I applied for the new credit card & was accepted for it which I was really pleased about , just incase I was needing to purchase summit and never had enough cash at the time , I've had no problems with this company the interest rates not that bad and my credit limits went up without me asking which is what I selected in the options in the App over all a Great Credit Card Company really enjoy using it when I need it and really appreciate that I was ok for it when I applied it's helped Me out over the past 2 yes thanks Zopa , I always say to people about Zopa and tell them to Apply for it , so you've probably had quite a lot of New Customers through myself 5*****'s from Me for service and the Fact it was very easy to Apply & get Accepted thanks again , good luck in The Awards I think you should be the Winner Reviewed on: 11th January 2024

great provider and great service, wanted to change m...

great provider and great service, wanted to change my payment day and that was done straight away for me Reviewed on: 11th January 2024

Good interest and can be used anywhere

Good interest and can be used anywhere Reviewed on: 11th January 2024

Petem review

Great card simple to follow on the app no fuss Reviewed on: 11th January 2024

Gave me the chance when no1 esle would

Gave me the chance when no1 esle would Reviewed on: 11th January 2024

Never had any issues.

Never had any issues. Fast service, app easy to use Reviewed on: 11th January 2024

Straight forward and helpful easy access, very easy...

Straight forward and helpful easy access, very easy to understand and information Reviewed on: 11th January 2024

Very fast and reliable.

Very fast and reliable. The site is user friendly and Ihad a response in seconds. Reviewed on: 11th January 2024

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