Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very fast and efficient service little bit more cus...

Very fast and efficient service little bit more customisation for customers needed Reviewed on: 11th January 2024

Zopa Credit Card

Simple to apply. Easy to use. Secure systems. Reviewed on: 11th January 2024

card service

Excellent service and good card app Reviewed on: 11th January 2024

Outstanding

So Good and understanding and very helpful a very responsible lender Reviewed on: 11th January 2024

Great experience.

Very easy application and very professional and friendly service Reviewed on: 11th January 2024

Best credit card I have ever used, simple and stress...

Best credit card I have ever used, simple and stress free Reviewed on: 11th January 2024

Reasonable credit limit

On application, I was offered a reasonable credit limit which gave me enough room for those larger purchases, but with a sensible maximum to prevent me getting into trouble. Reviewed on: 11th January 2024

Excellent credit card

Very good credit card, easy to apply , very easy to manage , manageable payments , no problems at all. Reviewed on: 11th January 2024

Easy to use no fuss.

Easy to use no fuss. The app is very user friendly Reviewed on: 11th January 2024

Very easy to arrange.

I have had no problems with Zopa, they have been excellent. I applied for the card it came very quickly. The whole process was very simple and very easy. Reviewed on: 11th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.22 from 9 reviews
Credit card
from Zable 4.82 from 123703 reviews
Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub