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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

I find a Zopa credit card easy to use.

5
I find a Zopa credit card easy to use. I can check at any time and know exactly where I am with my balance. Reviewed on: 11th January 2024
Kevin Charlton's avatar
Kevin Charlton

Flawless experience with Zopa, cannot fault them at...

5
Flawless experience with Zopa, cannot fault them at all. Online App easy to navigate and helpful tips along the way Reviewed on: 11th January 2024
Vanessa A's avatar
Vanessa A

Very good

5
Very good I'm happy with that cart Reviewed on: 11th January 2024
Yordan y's avatar
Yordan y

It is easy to deal with payments.

4
It is easy to deal with payments. Reviewed on: 11th January 2024
Emma R's avatar
Emma R

Really easy to use app.

5
Really easy to use app. When you make a payment it goes off the balance straight away. They give regular updates Reviewed on: 11th January 2024
Kate's avatar
Kate

Easy peasy

5
It a great experience from the beginning to the end ,theme the card comes in no time more so the calculation of he payment is very low compared to other cards issuer ,they always ready to support if you going through any monetary issues be it payment or been stuck in the middle Zopa app is full of helpful even without consulting anyone Reviewed on: 11th January 2024
Saheed A's avatar
Saheed A

Very good

4
efficient and friendly service.what else do i have to say?.. Reviewed on: 11th January 2024
Roberto R's avatar
Roberto R

Poor credit rating customers get a second chance

5
Poor credit rating customers get a second chance Reviewed on: 11th January 2024
Patricia H's avatar
Patricia H

Easy and friendly

5
Very easy to apply for what you need and app is straight forward no hassles at all. I am really satisfied with the help etc I've received from Zopa Reviewed on: 11th January 2024
Yvonne G's avatar
Yvonne G

Honestly

5
They are totally honest, and will always answere all questions directly Reviewed on: 11th January 2024
Frank 's avatar
Frank

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