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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy application , app is easy to follow

Easy application , app is easy to follow Reviewed on: 11th January 2024

Simple to use and understand.

Simple to use and understand.no surprise charges .pleasure to deal with. Reviewed on: 11th January 2024

Even with bad credit Zopa gave me the opportunity to...

Even with bad credit Zopa gave me the opportunity to get a credit card and help me rebuild my financial future whilst providing a service and tools to help me focus on sensible spending habits and credit rebuilding! Their APP is so user friendly it helps and instructs me on being more money savvy! Reviewed on: 11th January 2024

My review title for zopa

It’s very helpful and always informative Reviewed on: 11th January 2024

My Zopa.

Really easy application process with great follow up service. Very pleased. Reviewed on: 11th January 2024

I took a credit card from zopa sent out straight awa...

I took a credit card from zopa sent out straight away and no problem with the app Reviewed on: 11th January 2024

Quick efficency polite customer service happy to help

Quick efficency polite customer service happy to help Reviewed on: 11th January 2024

Great service and easy to use app online and increas...

Great service and easy to use app online and increase in lending Reviewed on: 11th January 2024

a brilliant card and customer service.

a brilliant card and customer service.plus one thing i like is the minute you pay some off it shows on your account immediatly.most other cards take upto two days Reviewed on: 11th January 2024

Very good service and very helpful

Very good service and very helpful Reviewed on: 11th January 2024

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