Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Never had any issues.

Never had any issues. Fast service, app easy to use Reviewed on: 11th January 2024

Straight forward and helpful easy access, very easy...

Straight forward and helpful easy access, very easy to understand and information Reviewed on: 11th January 2024

Very fast and reliable.

Very fast and reliable. The site is user friendly and Ihad a response in seconds. Reviewed on: 11th January 2024

Great service!

Great service and excellent product, if used correctly, to build credit Reviewed on: 11th January 2024

a knowledgeable bank

a very understanding bank that would stand by your side to help in any way Reviewed on: 11th January 2024

My cardy and fast process always there in an eme...

Such an easy and fast process always there in an emergency. Reviewed on: 11th January 2024

When I needed money to pay some things zopa credit...

When I needed money to pay some things zopa credit card was very much helpful Reviewed on: 11th January 2024

Very good experience!!

Very good experience! And very good usening Reviewed on: 11th January 2024

I didn't have credit history and it was the only com...

I didn't have credit history and it was the only company accepting my application, I've locked my card when I was abroad, and it was so simple and fast to unblock it. Reviewed on: 11th January 2024

Started of with low credit when I first took out a Z...

Started of with low credit when I first took out a Zopa credit card and it had helped me build my credit. Zopa has had a positive effect on my credit and I really really appreciate it Reviewed on: 11th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub