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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very friendly customer services

Very friendly customer services Reviewed on: 11th January 2024

Great service so far no problems in any way whatsoev...

Great service so far no problems in any way whatsoever . The app is usefull reliable and very informative . Reviewed on: 11th January 2024

Very informative and user friendly .

Very informative and user friendly . Would definitely recommend this organisation to family and friends. Quick on application from start to finish Reviewed on: 11th January 2024

Experience

Great product, you know where you are with then always keep you updated Reviewed on: 11th January 2024

Helpful app and easy to use and pay back

Helpful app and easy to use and pay back Reviewed on: 11th January 2024

Excellent.

Excellent. Very professional and satisfying. Reviewed on: 11th January 2024

Very helpful credit card service

Very helpful credit card service Reviewed on: 11th January 2024

It's a good card nas aboveo problem

It's a good card no problem card limit increase should happen more often Reviewed on: 11th January 2024

I have had a wonderful experience with Zopa credit c...

I have had a wonderful experience with Zopa credit card since I’ve had their card Reviewed on: 11th January 2024

Very good credit card, with fast notification of pur...

Very good credit card, with fast notification of purchases Reviewed on: 11th January 2024

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