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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I have nothing but good experience while dealing wit...

I have nothing but good experience while dealing with zopa Reviewed on: 11th January 2024

A great credit card

A great card easy to manage and regular credit level increases Reviewed on: 11th January 2024

I find Zopa very easy to use.

I find Zopa very easy to use. The website is fantastic it’s so simple when I want to pay I literally just tap pay and it’s done unlike some which are an absolute nightmare. I also like that all there other products are there for you to browse. Overall I would definitely recommend Zopa. Reviewed on: 11th January 2024

Clear simple app no fuss excellent

Clear simple app no fuss excellent Reviewed on: 11th January 2024

Everything well laid out so easy to understand.

Everything well laid out so easy to understand. No complications . Informative Reviewed on: 11th January 2024

Very good company

the interest rate is low. customer service is helpful and fast. I am very satisfied with them Reviewed on: 11th January 2024

Zopa make excellent partners with great guidance and...

Zopa make excellent partners with great guidance and help to keep use of the card as GddrL zTheir contacts are alwa Reviewed on: 11th January 2024

Greta card whit the best Services and fees

Greta card whit the best Services and fees Reviewed on: 11th January 2024

Excellent from application to receiving card, excell...

Excellent from application to receiving card, excellent app. Any interaction has been quick and clear Reviewed on: 11th January 2024

Extremely easy to use website and great customer ser...

Extremely easy to use website and great customer service Reviewed on: 11th January 2024

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