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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Showroom nice

Very good service and good service provided Reviewed on: 11th January 2024

Amazing service excellent way in which the card come...

Amazing service excellent way in which the card comes quickly after application Reviewed on: 11th January 2024

App excellent & good company information

App excellent & good company information Reviewed on: 11th January 2024

Good good

I am happy very good good service Reviewed on: 11th January 2024

Had credit card for a few years, never had any probl...

Had credit card for a few years, never had any problems. App very easy to understand for an oldie like me Reviewed on: 11th January 2024

Zopa credit card is great always there if I need...

Zopa credit card is great always there if I need money Reviewed on: 11th January 2024

Excellent service, easy to use.

Excellent service, easy to use. Understandable terms and conditions. You can set a cushion limit on your account. No credit increase untill asked. Very good communications a great way to help build your credit rating without ridiculous APR. Reviewed on: 11th January 2024

Good customer service never had any problems with zo...

Good customer service never had any problems with zopa would definitely recommend Reviewed on: 11th January 2024

Credit facilities made easy.

The card lets you know here you stand, when to pay, makes sure you have access to help and advice. And you can even set up a direct debit. It explains where your money was spent, gives you access to some pretty cool support. Reviewed on: 11th January 2024

Excellent bank.

Excellent bank.never experienced a problem with them. Reviewed on: 11th January 2024

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