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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Gave credit when needed and low interest rates frien...

Gave credit when needed and low interest rates friendly team to assist with all needs Reviewed on: 11th January 2024

Excellent cliente service, to have a Good one financ...

Excellent cliente service, to have a Good one financial récord. Reviewed on: 11th January 2024

Brilliant customer service.

Brilliant customer service. Friendly experienced chat agents helpful and knowledgeable Reviewed on: 11th January 2024

Excellent company to deal with.

Excellent company to deal with. Easy pre acceptance check and easy application. Reviewed on: 11th January 2024

Customer service

I have always been attended to courteously and with my concerns treated as priority Reviewed on: 11th January 2024

Terrific company

Exellent customer service and care Reviewed on: 11th January 2024

Excellent and simple easy to manage

Excellent and simple easy to manage Reviewed on: 11th January 2024

Zopa credit card App is so easy and straightforward.

Zopa credit card App is so easy and straightforward. My biggest advantage is that when I send a payment it is credited straightaway. I don't have to wait 4 or 5 days to see the payment on my balance. Reviewed on: 11th January 2024

Credit card rated

Found the app easy to use and helping me to build my credit score Reviewed on: 11th January 2024

Second to none

When I got into payment difficulties they treated me with dignity and respect and they were extremely helpful. Reviewed on: 11th January 2024

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