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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service.

Excellent service.Quality above all others with good interest rates. Reviewed on: 11th January 2024

Best credit card in uk easy to apply, very fast resp...

Best credit card in uk easy to apply, very fast response Reviewed on: 11th January 2024

My zopa. Credit card very happy having it.

Excellent service and good customer experience Reviewed on: 11th January 2024

Great app, great notifications on your phone.

Great app, great notifications on your phone. Can’t ask for more Reviewed on: 11th January 2024

Trustworthy, no hassles, feels accurate card level

Trustworthy, no hassles, feels accurate card level Reviewed on: 11th January 2024

Offer good credit card product at a fair interest ra...

Offer good credit card product at a fair interest raté, good advice via the app, and other interesting products such as savings accounts. Reviewed on: 11th January 2024

Zopa trusted me

I don't have a good credit score but Zopa trusted to use credit wisely . Reviewed on: 10th January 2024

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 10th January 2024

Very efficient very quick response

Very efficient very quick response Reviewed on: 10th January 2024

Easy to apply.

Easy to apply. Affordable credit limit given and quick to receive card Reviewed on: 10th January 2024

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