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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service !

So simple and straightforward to use in the app,customer service are so helpful too . Reviewed on: 10th January 2024

I find my zopa credit card easy to use i also have a...

I find my zopa credit card easy to use i also have a loan with them absolutly excellent service i would recommend Zopa to family and friends Reviewed on: 10th January 2024

Great service excellent interest rates

Great service excellent interest rates Reviewed on: 10th January 2024

Zopa it is very good credit card !

Zopa it is very good credit card ! Reviewed on: 10th January 2024

Excellent customer service on a very high level!

Excellent customer service, flexible and friendly helpful REAL people! Reviewed on: 10th January 2024

Good card to improve your credit score

Zoopa is a great credit building card but the %APR is very high. It's ok if you pay off the balance in full butr expensive if you don't. Interest free balance transfer offers. Reviewed on: 10th January 2024

Easy to use the app and very quick delivery of...

Easy to use the app and very quick delivery of card Reviewed on: 10th January 2024

So easy to use, app really simple to navigate.

So easy to use, app really simple to navigate. All the details I need are right at my finger tips Reviewed on: 10th January 2024

Great value

Service is good because when I did apply they r given me friendly behavior and Exilent service. Nut I didn't used it I hope much better others Reviewed on: 10th January 2024

They’re always willing to help with any problem

They’re always willing to help with any problem Reviewed on: 10th January 2024

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