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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

As long as you pay back monthly they di not bother y...

As long as you pay back monthly they di not bother you which is great Reviewed on: 10th January 2024

RIP off ...

Can’t pay off what you owe when you want so just keep getting charged interest. . Just a con Reviewed on: 10th January 2024

A* always good customer service would definitely rec...

A* always good customer service would definitely recommend Reviewed on: 10th January 2024

erything was so easy an...

from applying to recieving everything was so easy and the app is fab Reviewed on: 10th January 2024

App easy to use alert when card is used so can make...

App easy to use alert when card is used so can make sure everything is ok Reviewed on: 10th January 2024

My honest review.

Never had issues with the product I use nor the company. I feel like having a safe place to stretch my situation when I need it the most. Reviewed on: 10th January 2024

Easy service, good rates, good customer service

Easy service, good rates, good customer service Reviewed on: 10th January 2024

Professional

Very professional, easy to use app. Reviewed on: 10th January 2024

Easy to apply .

Easy to apply . Quick response. Easy accessible app. Reviewed on: 10th January 2024

Customer services friendly and efficient.

Customer services friendly and efficient. No issue using card. Early notice for payments is very useful. Reviewed on: 10th January 2024

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