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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Superb service

Easy application and great customer service Reviewed on: 10th January 2024

Ghggg hhhhh

Ggghhhhhffg hhffgffggghhggggffdffdff Reviewed on: 10th January 2024

Easy to use and understand well set out terms easy t...

Easy to use and understand well set out terms easy to read Reviewed on: 10th January 2024

Zopa, a breath of fresh air.

Nothing to complain about. Efficient. Reviewed on: 10th January 2024

Had a chance to get a credit card was quick...

Had a chance to get a credit card was quick and easy Reviewed on: 10th January 2024

Very good and happy with service and The function...

Very good and happy with service and The function of the app Reviewed on: 10th January 2024

Perfect credit card for me.

Perfect credit card for me. I was recomanded to my friends Reviewed on: 10th January 2024

Credit card easy to use and good information

Credit card easy to use and good information Reviewed on: 10th January 2024

Excellent

Excellent experience very good strat Reviewed on: 10th January 2024

Simple and Easy to Use to App and help with credit s...

Simple and Easy to Use to App and help with credit score. Reviewed on: 10th January 2024

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