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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Give them a whirl

Awesome bank to deal with,easy to use app good rates to Reviewed on: 10th January 2024

Easy application & set up, easy to use app.

Easy application & set up, easy to use app. Reviewed on: 10th January 2024

Fabulous so easy to apply acceptance and then start...

Fabulous so easy to apply acceptance and then start up was great too Reviewed on: 10th January 2024

Quick easy and dependable very handy to have and a c...

Quick easy and dependable very handy to have and a caring company Reviewed on: 10th January 2024

Extremely easy to deal with, totally professional

Extremely easy to deal with, totally professional Reviewed on: 10th January 2024

fantastic company

I'm so glad zopa allowed me their card as I was excepted at the right time I was able to clear most of my debts and now I can enjoy my life without worrying about anyone knocking on my door and I can keep up with all my bills without worrying Reviewed on: 10th January 2024

Never a problem alway happy to help

Never a problem alway happy to help Reviewed on: 10th January 2024

Love Zopa.

Love Zopa......app gives all the information you need and easy to understand... low interest and can use the card for anything anywhere. Reviewed on: 10th January 2024

I have found Zopa Bank excellent for customer servic...

I have found Zopa Bank excellent for customer service, for great rates and good service Reviewed on: 10th January 2024

Always customer service are top and very good service

Always customer service are top and very good service Reviewed on: 10th January 2024

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