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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent customer service.

Excellent customer service. Prompt response to queries Reviewed on: 10th January 2024

Great to use!

Great to use! Great app! Quick and easy I would highly recommend! Great customer service and always keep me up to date with any news or offers! 10/10 for me. Reviewed on: 10th January 2024

Very good credit card.

Very good credit card. Excellent app and easy to use. First Class. Reviewed on: 10th January 2024

Good company.

Good company. Great customer service Reviewed on: 10th January 2024

It just works and there is no fuss at all.

It just works and there is no fuss at all. Just simple app with what you need in the right places and a great way to just chat with people when you need to. Would recommend to anyone who just wants a simple card to use Reviewed on: 10th January 2024

Great Service

Since I opened my account all my payments have been honoured and they don't have any hidden costs. The account was opened online, all communication us done online, no phone calls. Their service is great. Reviewed on: 10th January 2024

Very good no hassle service and very helpful

Very good no hassle service and very helpful Reviewed on: 10th January 2024

Great card, great customer service

Great card, great customer service Reviewed on: 10th January 2024

Zopa, best choice for me

Zopa gave me a credit card when others would not. They have been very supportive and keep me informed at all times about their products. Best thing for me, choosing Zopa Reviewed on: 10th January 2024

Good but could be better ive been with this company...

Good but could be better ive been with this company a while but never any credit limit offers Reviewed on: 10th January 2024

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