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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company

Easy to use app. Friendly staff who make it easy to understand. Reviewed on: 10th January 2024

Excellent service.

Excellent service. Great company and card. Reviewed on: 10th January 2024

Excellent card

Excellent card so glad I have it Reviewed on: 10th January 2024

Never had any issues atall always good correspondenc...

Never had any issues atall always good correspondence great early notice for card payments ect Reviewed on: 10th January 2024

Great credit card , so easy to use

Great credit card , so easy to use Reviewed on: 10th January 2024

I'm kicking myself for not getting a great card sooner.

I'm kicking myself for not getting a great card sooner. I'd rather have a zopa card first. Reviewed on: 10th January 2024

RELIABLE.

RELIABLE. GOOD TO USE. USEFUL. EASY TO USE Reviewed on: 10th January 2024

Great service

Great credit card and app is very easy to use. Like the spending notifications . Reviewed on: 10th January 2024

Good service, customer relations

Good service, customer relations Reviewed on: 10th January 2024

I have been using the card conviniently without any...

I have been using the card conviniently without any issue Reviewed on: 10th January 2024

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