Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent from application to receiving card, excell...

Excellent from application to receiving card, excellent app. Any interaction has been quick and clear Reviewed on: 11th January 2024

Extremely easy to use website and great customer ser...

Extremely easy to use website and great customer service Reviewed on: 11th January 2024

Showroom nice

Very good service and good service provided Reviewed on: 11th January 2024

Amazing service excellent way in which the card come...

Amazing service excellent way in which the card comes quickly after application Reviewed on: 11th January 2024

App excellent & good company information

App excellent & good company information Reviewed on: 11th January 2024

Good good

I am happy very good good service Reviewed on: 11th January 2024

Had credit card for a few years, never had any probl...

Had credit card for a few years, never had any problems. App very easy to understand for an oldie like me Reviewed on: 11th January 2024

Zopa credit card is great always there if I need...

Zopa credit card is great always there if I need money Reviewed on: 11th January 2024

Excellent service, easy to use.

Excellent service, easy to use. Understandable terms and conditions. You can set a cushion limit on your account. No credit increase untill asked. Very good communications a great way to help build your credit rating without ridiculous APR. Reviewed on: 11th January 2024

Good customer service never had any problems with zo...

Good customer service never had any problems with zopa would definitely recommend Reviewed on: 11th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub