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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43471 reviews)

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4.94

Based on 43,471 reviews, last reviewed 12th Mar 2026

154700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had a problem with Zopa. Never had a problem with Zopa.Good communication and clear messages . Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43471)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful, quick, informative.

Helpful, quick, informative. Zopa have helped me Reviewed on: 6th March 2026

Good in all areas, easy and efficient

Good in all areas, easy and efficient Reviewed on: 6th March 2026

r w alexandra

good so fat and helpful staff . Good to talk to someone Reviewed on: 6th March 2026

Great customer service when there’s an issue, would...

Great customer service when there’s an issue, would prefer a phone service aswell thou. App could do better at reminding about payments due but overall a good credit provider. Reviewed on: 6th March 2026

I did find all the process easy and very clear,good...

I did find all the process easy and very clear,good communication and transparency. Reviewed on: 6th March 2026

Amazing card amazing customer service even if I hav...

Amazing card amazing customer service even if I have bad credit give me tha change to build my Gredit again thanks Reviewed on: 6th March 2026

I find using Zopa easy and safe.

I find using Zopa easy and safe. I am really happy with the service. Reviewed on: 6th March 2026

First Card I got accepted for after my IVA.

First Card I got accepted for after my IVA. Very happy with the product and interest rates. The app is great and helps you keep track of spending. They are also a responsible lender and only lend what they think you can manage. Reviewed on: 6th March 2026

Great service highly recommend to anyone with not th...

Great service highly recommend to anyone with not the best credit score all in all recommend highly. Reviewed on: 6th March 2026

Very efficient and informative give plenty of notice...

Very efficient and informative give plenty of notice as when to pay and how and extremely easy. Great offers as well Reviewed on: 6th March 2026

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