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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply .

Easy to apply . Quick response. Easy accessible app. Reviewed on: 10th January 2024

Customer services friendly and efficient.

Customer services friendly and efficient. No issue using card. Early notice for payments is very useful. Reviewed on: 10th January 2024

Superb service

Easy application and great customer service Reviewed on: 10th January 2024

Ghggg hhhhh

Ggghhhhhffg hhffgffggghhggggffdffdff Reviewed on: 10th January 2024

Easy to use and understand well set out terms easy t...

Easy to use and understand well set out terms easy to read Reviewed on: 10th January 2024

Zopa, a breath of fresh air.

Nothing to complain about. Efficient. Reviewed on: 10th January 2024

Had a chance to get a credit card was quick...

Had a chance to get a credit card was quick and easy Reviewed on: 10th January 2024

Very good and happy with service and The function...

Very good and happy with service and The function of the app Reviewed on: 10th January 2024

Perfect credit card for me.

Perfect credit card for me. I was recomanded to my friends Reviewed on: 10th January 2024

Credit card easy to use and good information

Credit card easy to use and good information Reviewed on: 10th January 2024

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