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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent

Excellent experience very good strat Reviewed on: 10th January 2024

Simple and Easy to Use to App and help with credit s...

Simple and Easy to Use to App and help with credit score. Reviewed on: 10th January 2024

Give them a whirl

Awesome bank to deal with,easy to use app good rates to Reviewed on: 10th January 2024

Easy application & set up, easy to use app.

Easy application & set up, easy to use app. Reviewed on: 10th January 2024

Fabulous so easy to apply acceptance and then start...

Fabulous so easy to apply acceptance and then start up was great too Reviewed on: 10th January 2024

Quick easy and dependable very handy to have and a c...

Quick easy and dependable very handy to have and a caring company Reviewed on: 10th January 2024

Extremely easy to deal with, totally professional

Extremely easy to deal with, totally professional Reviewed on: 10th January 2024

fantastic company

I'm so glad zopa allowed me their card as I was excepted at the right time I was able to clear most of my debts and now I can enjoy my life without worrying about anyone knocking on my door and I can keep up with all my bills without worrying Reviewed on: 10th January 2024

Never a problem alway happy to help

Never a problem alway happy to help Reviewed on: 10th January 2024

Love Zopa.

Love Zopa......app gives all the information you need and easy to understand... low interest and can use the card for anything anywhere. Reviewed on: 10th January 2024

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