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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have found Zopa Bank excellent for customer servic...

I have found Zopa Bank excellent for customer service, for great rates and good service Reviewed on: 10th January 2024

Always customer service are top and very good service

Always customer service are top and very good service Reviewed on: 10th January 2024

Excellent customer service.

Excellent customer service. Prompt response to queries Reviewed on: 10th January 2024

Great to use!

Great to use! Great app! Quick and easy I would highly recommend! Great customer service and always keep me up to date with any news or offers! 10/10 for me. Reviewed on: 10th January 2024

Very good credit card.

Very good credit card. Excellent app and easy to use. First Class. Reviewed on: 10th January 2024

Good company.

Good company. Great customer service Reviewed on: 10th January 2024

It just works and there is no fuss at all.

It just works and there is no fuss at all. Just simple app with what you need in the right places and a great way to just chat with people when you need to. Would recommend to anyone who just wants a simple card to use Reviewed on: 10th January 2024

Great Service

Since I opened my account all my payments have been honoured and they don't have any hidden costs. The account was opened online, all communication us done online, no phone calls. Their service is great. Reviewed on: 10th January 2024

Very good no hassle service and very helpful

Very good no hassle service and very helpful Reviewed on: 10th January 2024

Great card, great customer service

Great card, great customer service Reviewed on: 10th January 2024

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