Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent app, I can see my balance immediately, gr...

Excellent app, I can see my balance immediately, great customer service. Reviewed on: 10th January 2024

I love everything about zopa credit card

I love everything about zopa credit card Reviewed on: 10th January 2024

Best card I've used so far.

Amazing service and great, professional team. Always here to help and easy to use. I've use it for a long time and happy with the usage. It's so easy and straightforward. Very happy overall. Reviewed on: 10th January 2024

Excellent service and real people

Excellent service and real people Reviewed on: 10th January 2024

The credit card app is so easy to use

The credit card app is so easy to use, easy to navigate and it explains itself. once you have made a payment it shows on your account within minutes unlike other apps. Would definitely recommend. Reviewed on: 10th January 2024

Live saver

Live saver great experience, Live saver. Excellent interest rate. Great timing with statement dates Reviewed on: 10th January 2024

Very simple and easy to use

Very simple and easy to use and the app is fantastic Reviewed on: 10th January 2024

I have a very good experience.

I have a very good experience. I use my credit card every week. Reviewed on: 10th January 2024

Zopa card

Great all round card and great value Reviewed on: 10th January 2024

Amazing customer services app brilliant easy to use...

Amazing customer services app brilliant easy to use excellent in contact with all my shopping and upto date with all my purchases so l know what l owe and l don't have to wait to see my payments when l.pay my credit card Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Purchase credit cards
from MBNA 2.92 from 196 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub