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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I feel it’s safe& secure.

I feel it’s safe& secure. In my whole cards these is the best card what I have. But please increase my credit limit Reviewed on: 10th January 2024

Excellent - easy to apply , easy to use easy to trac...

Excellent - easy to apply , easy to use easy to track everything is easy - but works so well full transparency of what and how you use . Useful tips feel safe with Zopa as can see every transaction . Reviewed on: 10th January 2024

Excellent credit card I use it alot very handy credi...

Excellent credit card I use it alot very handy credit card Reviewed on: 10th January 2024

"Zo EASY "

Great service easy contact great customer service Reviewed on: 10th January 2024

Very easy to apply an get a decision in seconds I ap...

Very easy to apply an get a decision in seconds I applied with really poor credit and this card has helped bring my score up a bit with regular payments. Reviewed on: 10th January 2024

Excellent

Very good and very helpful. A wonderful team that are thoughtful and very friendly Reviewed on: 10th January 2024

Zopa os the best Bank

Very professional, good value for money ,the App is do easy to use Reviewed on: 10th January 2024

No problems at all.

No problems at all.always easy to use Reviewed on: 10th January 2024

Great app, easy to use.

Great app, easy to use. Customer service was pretty good when I needed them too Reviewed on: 10th January 2024

Absolutely amazing service very very nice and very...

Absolutely amazing service very very nice and very honest customer service very helpful Reviewed on: 10th January 2024

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