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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy manageable

It’s easy to mange and pay back what you borrow Reviewed on: 10th January 2024

Excellent and reliable service.

Excellent and reliable service. I have had no problems Reviewed on: 10th January 2024

I av had experience not issues full support

I av had experience not issues full support Reviewed on: 10th January 2024

Excellent service

Excellent service great customer service cannot fault them as a company Reviewed on: 10th January 2024

Happy people

Excellent company brilliant credit card increased my credit limit with in a year Reviewed on: 10th January 2024

Great service lovely people well happy

Great service lovely people well happy Reviewed on: 10th January 2024

5/5 from me

Everything was very good, wasn’t intrusive and has been a really good experience Reviewed on: 10th January 2024

.Bob On Zopa

Not had an issue so far seem very fair and had a good service so far from them Reviewed on: 10th January 2024

Good experience with customer service

Good experience with customer service Reviewed on: 10th January 2024

Great credit card

Excellent app for credit card,, when making payments it’s so quick and easy. . Perfect credit card Reviewed on: 10th January 2024

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