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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very quick with notifications when you use your card...

Very quick with notifications when you use your card and plenty of messages keeping you informed on your record Reviewed on: 10th January 2024

When applied for the card I never waited and once it...

When applied for the card I never waited and once it was excepted I had my card within 5 working days if I had a problem I contacted the company and they talked through me with everything very good company Reviewed on: 10th January 2024

Mr 020962

I am very happy very pleased with zopa credit card Reviewed on: 10th January 2024

Excellent deals were provided very easy to use on th...

Excellent deals were provided very easy to use on the daily basis customer support team is very knowledgeable. Reviewed on: 10th January 2024

Easy to use app.

Easy to use app. Easy to keep track of payments. Great customer service if any issues Reviewed on: 10th January 2024

Zopa Credit Card

My experience from application to receiving my credit card was very easy and informative! Reviewed on: 10th January 2024

Great Experiance

Great customer service ,easy to use ,fast and simple payment method ..would highly recommend Zopa Reviewed on: 10th January 2024

It was very easy to do everything online and it was...

It was very easy to do everything online and it was step by step was very easy Reviewed on: 10th January 2024

Simple App, Great communication and no hassles

Simple App, Great communication and no hassles Reviewed on: 10th January 2024

When I was trying to rebuild my credit history Zopa...

When I was trying to rebuild my credit history Zopa has been there all the way lots of help advice and ways of credit I did not know about Reviewed on: 10th January 2024

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