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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Superb card

Superb ..never had a problem .. ..never had to contact customer service to be honest Reviewed on: 10th January 2024

Zopa is king..

Zopa is there to give the average guy the chance to obtain credit at a reasonable rate Reviewed on: 10th January 2024

Great app, good apr and good comms

Great app, good apr and good comms Reviewed on: 10th January 2024

I've had no problems with them and if I did I'm sure...

I've had no problems with them and if I did I'm sure they would sort it straight away for me Reviewed on: 10th January 2024

Very helpful clear gives me my credit Scot and helpf...

Very helpful clear gives me my credit Scot and helpful advice Reviewed on: 10th January 2024

Its good, helpful and friendly reception.

Its good, helpful and friendly reception. Reviewed on: 10th January 2024

The best credit card tjhat I have

The best credit card that I have Reviewed on: 10th January 2024

Always a good app to use

Always kept up to date and has a good app Reviewed on: 10th January 2024

It helped my credit to make it easier

It helped my credit to make it easier Reviewed on: 10th January 2024

Easy to navigate very user friendly the app is very...

Easy to navigate very user friendly the app is very simple and quick Reviewed on: 10th January 2024

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