Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card I've used so far.

Amazing service and great, professional team. Always here to help and easy to use. I've use it for a long time and happy with the usage. It's so easy and straightforward. Very happy overall. Reviewed on: 10th January 2024

Excellent service and real people

Excellent service and real people Reviewed on: 10th January 2024

The credit card app is so easy to use

The credit card app is so easy to use, easy to navigate and it explains itself. once you have made a payment it shows on your account within minutes unlike other apps. Would definitely recommend. Reviewed on: 10th January 2024

Live saver

Live saver great experience, Live saver. Excellent interest rate. Great timing with statement dates Reviewed on: 10th January 2024

Very simple and easy to use

Very simple and easy to use and the app is fantastic Reviewed on: 10th January 2024

I have a very good experience.

I have a very good experience. I use my credit card every week. Reviewed on: 10th January 2024

Zopa card

Great all round card and great value Reviewed on: 10th January 2024

Amazing customer services app brilliant easy to use...

Amazing customer services app brilliant easy to use excellent in contact with all my shopping and upto date with all my purchases so l know what l owe and l don't have to wait to see my payments when l.pay my credit card Reviewed on: 10th January 2024

Great company

Easy to deal with, the app has lots of great features and is very intuitive. Communication is good with them and everything is made to be user friendly and simple. Reviewed on: 10th January 2024

Experience

Very easy to use and effective. No issues using service and self explanatory payment methods Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
British Airways credit card
from American Express 4.01 from 92 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub