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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always there to help answer any questions amazing st...

Always there to help answer any questions amazing staff and a wonderful service always thank you Reviewed on: 10th January 2024

Excellent service’s .

Excellent service’s . Thank you. Would like to raise my credit limit easier. Reviewed on: 10th January 2024

Best Credit Card Ever

Process was easy, fantastic app, good communication from Zopa, great options, lots of hints & tips Reviewed on: 10th January 2024

Quick application and decision.

Quick application and decision. Easy to follow activation instructions. Superb app . Reviewed on: 10th January 2024

Very helpful and understanding- very happy with thei...

Very helpful and understanding- very happy with their professional approach to situations Reviewed on: 10th January 2024

Great card Up to date info as soon as card is used...

Up to date info as soon as card is used Reviewed on: 10th January 2024

Nice card i like TanKs.

Nice card i like TanKs.very easy Reviewed on: 10th January 2024

I cannot fault the service or easy of using the app...

I cannot fault the service or easy of using the app and the application process, was so easy and hassle free Reviewed on: 10th January 2024

Excellent app, I can see my balance immediately, gr...

Excellent app, I can see my balance immediately, great customer service. Reviewed on: 10th January 2024

I love everything about zopa credit card

I love everything about zopa credit card Reviewed on: 10th January 2024

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