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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company

Easy to deal with, the app has lots of great features and is very intuitive. Communication is good with them and everything is made to be user friendly and simple. Reviewed on: 10th January 2024

Experience

Very easy to use and effective. No issues using service and self explanatory payment methods Reviewed on: 10th January 2024

I feel it’s safe& secure.

I feel it’s safe& secure. In my whole cards these is the best card what I have. But please increase my credit limit Reviewed on: 10th January 2024

Excellent - easy to apply , easy to use easy to trac...

Excellent - easy to apply , easy to use easy to track everything is easy - but works so well full transparency of what and how you use . Useful tips feel safe with Zopa as can see every transaction . Reviewed on: 10th January 2024

Excellent credit card I use it alot very handy credi...

Excellent credit card I use it alot very handy credit card Reviewed on: 10th January 2024

"Zo EASY "

Great service easy contact great customer service Reviewed on: 10th January 2024

Very easy to apply an get a decision in seconds I ap...

Very easy to apply an get a decision in seconds I applied with really poor credit and this card has helped bring my score up a bit with regular payments. Reviewed on: 10th January 2024

Excellent

Very good and very helpful. A wonderful team that are thoughtful and very friendly Reviewed on: 10th January 2024

Zopa os the best Bank

Very professional, good value for money ,the App is do easy to use Reviewed on: 10th January 2024

No problems at all.

No problems at all.always easy to use Reviewed on: 10th January 2024

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