Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick easy straight forward from start to finish E...

Quick easy straight forward from start to finish Easy to navigate app Reviewed on: 6th March 2026

does what it says on the tin - good card with not ha...

does what it says on the tin - good card with not having exorbitant credit charges Reviewed on: 6th March 2026

Great customer service and very knowledgeable.

Great customer service and very knowledgeable. They really understand people’s situations and have great solutions to resolve any issues that arise Reviewed on: 6th March 2026

I’ve not spoken to customer service as I’ve had no p...

I’ve not spoken to customer service as I’ve had no problems, great value, working well so far Reviewed on: 6th March 2026

Like the app and free transactions whilst abroad

Like the app and free transactions whilst abroad Reviewed on: 6th March 2026

Never had to contact them, outstanding initial service

The card runs on its own, i have never had an issue where i had to contact CS, outstanding Reviewed on: 6th March 2026

Excellent customer service and good service

Excellent customer service and good service Reviewed on: 6th March 2026

Good customer service and always listen and keen to...

Good customer service and always listen and keen to help Reviewed on: 6th March 2026

Easy to use App

The process of my application was dealt with very efficiently. I find the App easy to use and I use it often to keep track of my balance and payments. Reviewed on: 6th March 2026

Excellent

Had no issues with Zopa. So easy to use the app. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
Purchase credit cards
from MBNA 2.92 from 196 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub