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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Excellent Company, easy to apply and customer servic...

5
Excellent Company, easy to apply and customer service friendly staff. Reviewed on: 10th January 2024
David Wrightson 's avatar
David Wrightson

Excellent company

5
They have been very supportive and a great company Reviewed on: 10th January 2024
Ashley M's avatar
Ashley M

Nice and easy straight forward like it should be

5
Nice and easy straight forward like it should be Reviewed on: 10th January 2024
mark t's avatar
mark t

Easy to use provide great service

5
Easy to use provide great service Reviewed on: 10th January 2024
Paul R's avatar
Paul R

Really pleased

5
I love the app enabling you to keep a track of what you’re spending. It’s easy to use. Reviewed on: 10th January 2024
Sall M's avatar
Sall M

excellent credit card zopa

5
excellent credit card to have always there to help and offer you things Reviewed on: 10th January 2024
julian dews's avatar
julian dews

Zopa app is great & card is a good credit builder

5
Zopa is a good card & if you pay well you can get a credit limit increase. Their app is easy to use & they always advise you in advance that they are going to collect a payment Reviewed on: 10th January 2024
Tracey C's avatar
Tracey C

The best

5
Very helpful people Reviewed on: 10th January 2024
Martin Petherbridge's avatar
Martin Petherbridge

The best

5
The use of Zola credit card is safe and seamless..It also gives you flexibility to make more or less monthly repayment, thus providing you with the comfort you need in dealing with your finances..Customer service is also breathtaking. Reviewed on: 10th January 2024
Frederick O's avatar
Frederick O

I've only been with zopa a few month but I'm happy t...

5
I've only been with zopa a few month but I'm happy to say everything as been so easy from using my card to paying my monthly instalments Reviewed on: 10th January 2024
Linda h's avatar
Linda h

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