Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

5 star rating way to use very efficient

5 star rating way to use very efficient Reviewed on: 10th January 2024

Financial Support.

I have more to help in these economical times ahead. I wish I could have an increase due to getting a pay rise soon. I do appreciate the help in which I am most grateful. The assistance is fantastic. Reviewed on: 10th January 2024

Happy customer

I see that Zola cares about their customers Reviewed on: 10th January 2024

Its easy to maintain my account online, I know exact...

Its easy to maintain my account online, I know exactly what my balance is at all times. Reviewed on: 10th January 2024

I've had no problem with my account.

I've had no problem with my account. Excellent service. Thanks Reviewed on: 10th January 2024

Zopa are a very good friend to me, I wanted a card t...

Zopa are a very good friend to me, I wanted a card that would help me through a financial problem I had and Zopa came along and provided me with an answer to the problem. I am so very grateful to the customer service at Zopa who are the most pleasant and efficient that I have ever come across. Well done Zopa Reviewed on: 10th January 2024

Very transparent with interest and charges and a man...

Very transparent with interest and charges and a manageable credit limit Reviewed on: 10th January 2024

Credit card

You keep me within a budget and help me not to get into financial difficulties Reviewed on: 10th January 2024

Good and easy to get

Good quick and easy I didn’t have any problems applying for a card Reviewed on: 10th January 2024

Loved having this card as it's convenient

Loved having this card as it's convenient Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub