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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43469 reviews)

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4.94

Based on 43,469 reviews, last reviewed 12th Mar 2026

154600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fairly reasonable with monthly statements Fairly reasonable with monthly statements Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43469)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Affordable card

Great experience with the zopa card providing credit when needed at reasonable rates. Excellent limits and buffer zone to stay in control Reviewed on: 12th February 2026

Affordable rates easy to use app

Affordable rates easy to use app Reviewed on: 11th February 2026

Customer service is very good..

Customer service is very good,however they have no flexibility in dealing with issue.I inform them my payment would be late,due to circumstances ,I can not change,however still charged me £12. Reviewed on: 10th February 2026

Custmer service are excellent and friendly,app is ea...

Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026

Very good service

Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Very good easy access to customer service

Very good app, easily accessible features including balance, upcoming payments and dates. Very helpful customer service. Reviewed on: 23rd January 2026

ZOPA CARD

I applied online they asked me questions for security and to make sure I am who is asking for this credit card in 14 days I received the card had to call in to activate and they explained the process very good Reviewed on: 23rd January 2026

Great card great app to keep track

Got my card and credit limit quickly app is great to keep track of things. Eventually had a loan with them quick and straight forward in account within minutes of applying. Reviewed on: 23rd January 2026

10/10 for your helping

I needed help and the advice I got was quick and helpful and I didn’t have to worry about anything fast and easy to get answers Reviewed on: 23rd January 2026

Great service great customer wish I had only taken t...

Great service great customer wish I had only taken this card out Reviewed on: 23rd January 2026

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