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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great card great app to keep track

Got my card and credit limit quickly app is great to keep track of things. Eventually had a loan with them quick and straight forward in account within minutes of applying. Reviewed on: 23rd January 2026

10/10 for your helping

I needed help and the advice I got was quick and helpful and I didn’t have to worry about anything fast and easy to get answers Reviewed on: 23rd January 2026

Great service great customer wish I had only taken t...

Great service great customer wish I had only taken this card out Reviewed on: 23rd January 2026

Great rates, good customer service.

Great rates, good customer service. Zopa are fab all round - credit cards, loans, savings. Cannot fault their financial products at all! Reviewed on: 22nd January 2026

Zopa helped me better my finances with the credit th...

Zopa helped me better my finances with the credit they gave me. Reviewed on: 22nd January 2026

Everything you need and want including an easy app t...

Everything you need and want including an easy app to use Reviewed on: 22nd January 2026

I’m with Zopa over a year and I’m happy with their c...

I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

It is the best credit card in the world

It is the best credit card in the world Reviewed on: 21st January 2026

Very informative and excellent service.

Very informative on opening an account. Receive regular appropriate communication. I would highly recommend Zopa. Reviewed on: 21st January 2026

Very understanding and app very easy to use

Very understanding and app very easy to use Reviewed on: 21st January 2026

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