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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa is excellent and wonderful

I've been with Zopa for quite some time now and I'm very happy! not only the service excellent but also the Zopa application is very easy to get in to Reviewed on: 10th January 2024

Very pleasant customer service people.

Very pleasant customer service people. Top rate app. Very easy to use Reviewed on: 10th January 2024

I haven’t had the best credit report but Zopa still...

I haven’t had the best credit report but Zopa still gave me a credit card to. Use and improve my credit score Reviewed on: 10th January 2024

Fantastic service

Easy and quick application process fair credit given based on credit score. Reviewed on: 10th January 2024

Great efficient service.

Great efficient service. Fantastic service that does what it says. Reviewed on: 10th January 2024

Very easy app to use to manage your account and card.

Very easy app to use to manage your account and card. Good features for building your credit and understanding your financial situation. Easy to communicate with and enjoyable to use. Reviewed on: 10th January 2024

Fast and efficient responses

Fast and efficient response. Excellent customer service great and easy to use app and a great range of products on offer at good rates. Reviewed on: 10th January 2024

Excellent, Customer, Care, and very easy operation o...

Excellent, Customer, Care, and very easy operation of website.Great communications and easily navigational system Reviewed on: 10th January 2024

Superb company

Absolutely fantastic easy to use app credit limit is great and there support is fantastic Reviewed on: 10th January 2024

Probably the best credit card experience to date!

I have appreciated the service and the app is fantastic. They also give you further insights as to your credit usage and how to make improvements. Reviewed on: 10th January 2024

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