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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Check these guys out

Speedy and efficient application process, prompt delivery and favourable rate of interest, friendly professional communication ! Reviewed on: 10th January 2024

Best credit I have !!!!

Very good credit card, amazing easy to use APP. Slow increasing credit though Reviewed on: 10th January 2024

Excellent card highly recommended

Excellent card highly recommended Reviewed on: 10th January 2024

Very easy to apply straight forward A *********

Very easy to apply straight forward A ********* Reviewed on: 10th January 2024

Perfect credit card

Easy to use app, easy to use balance transfer availability, which I used, perfect credit card. Reviewed on: 10th January 2024

Excellent customer service fast service getting my c...

Excellent customer service fast service getting my card Reviewed on: 10th January 2024

Good customer services, eg, creating account, loggin...

Good customer services, eg, creating account, logging in system, the way the system operates, quick and not very stressful to access. Reviewed on: 10th January 2024

Zopa gave me a chance

The only company to trust me with a credit card, and I'm paying off regularly Reviewed on: 10th January 2024

Easily manageable credit limit and many easy ways to...

Easily manageable credit limit and many easy ways to pay through the zopa app. Reviewed on: 10th January 2024

Applying was so easy didnt wait long for my card

Applying was so easy didnt wait long for my card Reviewed on: 10th January 2024

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Want to see more from Zopa?

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