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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really easy to use, smooth application.

Really easy to use, smooth application. Very useful Reviewed on: 10th January 2024

It's easy to used good customer service.

It's easy to used good customer service. Reviewed on: 10th January 2024

Friendly, informative and easy website to use.

Friendly, informative and easy website to use. Reviewed on: 10th January 2024

Clear and easy to use instructions

Clear and easy to use instructions Reviewed on: 10th January 2024

Amazing and fantastic fantabulous.

Amazing and fantastic fantabulous. Would likely recommend this product to friends and family even at work. Reviewed on: 10th January 2024

The card is very easy to manage through the app.

The card is very easy to manage through the app. By the way, everything with Zopa was easy from the application, to the increase in the credit limit. My family and I center all our expenses on it. Reviewed on: 10th January 2024

Great, easy to use and great customer service

Great, easy to use and great customer service Reviewed on: 10th January 2024

Just incredibly awesome customer service from the ve...

Just incredibly awesome customer service from the very first step. Lots of companies could do with learning a thing or two from you guys !! Reviewed on: 10th January 2024

My customer experience.

I have had no problems with Zopa since have becoming a customer. Always kept informed about my account. Reviewed on: 10th January 2024

Great service, prompt and efficient

Great service, prompt and efficient Reviewed on: 10th January 2024

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