Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply great rates.

Easy to apply great rates. I received my credit card within a week. Reviewed on: 10th January 2024

A Surest Plug

A Sure and Reliable Plug For Customers Reviewed on: 10th January 2024

No issues, app easy to use, advised on my credit inc...

No issues, app easy to use, advised on my credit increase give me the options if I wanted to accept it instead just automatically doing like some creditors. Reviewed on: 10th January 2024

Good, easy straight service.

Good, easy straight service.Good app. Never let me down Reviewed on: 10th January 2024

Very prompt in setting up the account

Very prompt in setting up the account Reviewed on: 10th January 2024

Very good Zopa credit card is good

Very good Zopa credit card is good Reviewed on: 10th January 2024

Fantastic easy access .

Fantastic easy access . Wery professional and again so helpful service Reviewed on: 10th January 2024

Zopa - Modern, Easy and Funtional

Zopa have a really easy to use and functional app, that makes day to day banking really straightforward. I particularly like the view pin feature, and it makes it easier than waiting for a new one in the post. The interface is basic but modern, which is better than other cluttered banking apps. Reviewed on: 10th January 2024

Great card.

Great card. I use it often. I like the app. Reviewed on: 10th January 2024

Great Company, easy to manage card via Zopa App.

Great Company, easy to manage card via Zopa App. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub