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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic app

Very user friendly app , which I use often to manage my cash flow monthly , it’s detailed into what area I’ve spent my money , I alway pay via dd the balance each month ,, it’s trained me to use a credit card correctly , Reviewed on: 10th January 2024

Brillant bank no pressure whatsoever

Brillant bank no pressure whatsoever Reviewed on: 10th January 2024

Great Service

Helpful from applying for card and information for the app and helping with any questions you may ask Reviewed on: 10th January 2024

Zopa have always been very fair with me

Zopa have always been very fair with me Reviewed on: 10th January 2024

Very easy to apply and get set-up.

Very easy to apply and get set-up. Great access to account info. Very user friendly. Reviewed on: 10th January 2024

Great card

I find that every time you need help and any questions it gets sorted and it’s so easy to use Reviewed on: 10th January 2024

Good credit card, reasonable rates and the app has l...

Good credit card, reasonable rates and the app has lots of advice about saving money and offers savings accounts and loans too. Reviewed on: 10th January 2024

I aplied for a credit card from zopa and was accepte...

I aplied for a credit card from zopa and was accepted straight away no hassle their service since has been first class would recommend them to anone Reviewed on: 10th January 2024

I have had an amazing experience and the application...

I have had an amazing experience and the application process was so simple and card arrived very quickly Reviewed on: 10th January 2024

Everything seems quite straightforward

Everything seems quite straightforward Reviewed on: 10th January 2024

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