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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Help you from getting into debt by monitoring your s...

Help you from getting into debt by monitoring your spending and regular checks of your financial situation to see if they can up your credit limit Reviewed on: 10th January 2024

Simply The Best

I have had a credit card with them now for over a year and they have been amazing from day one, super efficient customer services and I would highly recommend them to anyone. Reviewed on: 10th January 2024

Supersite

easy accessible app with straight forward notifications on payments and usage. Recommend to all looking for a new card Reviewed on: 10th January 2024

I found details about Zopa on my ClearScore account,...

I found details about Zopa on my ClearScore account, the application was very clear and easy, quick response from application. Hoping Zopa will help me build my credit score. Reviewed on: 10th January 2024

Had good experience very helpful and friendly

Had good experience very helpful and friendly Reviewed on: 10th January 2024

I recently had issues with my card, customer service...

I recently had issues with my card, customer services were very good and sorted out the issue Reviewed on: 10th January 2024

Quick and easy

Quick and easy application, answer in seconds, correspondence excellent Reviewed on: 10th January 2024

Always been very helpful card was easy to setup app...

Always been very helpful card was easy to setup app very easy to use always keeps me updated Reviewed on: 10th January 2024

Very helpful and used fuel for all needs

Very helpful and used fuel for all needs Reviewed on: 10th January 2024

Easy to work with and clear how to keep your account...

Easy to work with and clear how to keep your account good Reviewed on: 10th January 2024

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