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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service very helpful and honest

Great service very helpful and honest Reviewed on: 10th January 2024

Very good try and see after you will say yes

Very good try and see after you will say yes Reviewed on: 10th January 2024

Fantastic service

Very easy to get started and use Zopa always aims to provide an extremely good service and at the time valuing the customers worth! Reviewed on: 10th January 2024

Very good service Happy with the card and useful app

Very good service stylish looking card and great app Reviewed on: 10th January 2024

I have never had any problems with the card.

I have never had any problems with the card. It is well worth a try i can highly recommend. Reviewed on: 10th January 2024

Card came on time very happy I was approved and it w...

Card came on time very happy I was approved and it was very handy could not do balance transfers Reviewed on: 10th January 2024

Zopally the best....

Excellent service, easy to use website. Reviewed on: 10th January 2024

Really professional company.

Really professional company. App is easy to navigate and gives you all the information needed to manage spending Reviewed on: 10th January 2024

Very good company and the service

Very good company and the service Reviewed on: 10th January 2024

Your foreign exchange diamond card

They have been a pleasure to deal with, the foreign exchange rate on holiday is second to none. I would highly recommend Zopa. Reviewed on: 10th January 2024

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