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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to apply for and excellent response .

Very easy to apply for and excellent response . Always ready to help if in need of more time to pay . would definitely recommend Reviewed on: 10th January 2024

I've never had any problems with zopa, they always k...

I've never had any problems with zopa, they always keep you updated with everything that is happening. Reviewed on: 10th January 2024

I rang customer service with a query and the person...

I rang customer service with a query and the person knew nothing and kept repeating the same instruction when I told her that I had an unauthorised payment come out. Was not knowledgeable or helpful Reviewed on: 10th January 2024

Easy to apply and good starting credit limit

Easy to apply and good starting credit limit Reviewed on: 10th January 2024

Great App easy to use been a customer for 1 year now...

Great App easy to use been a customer for 1 year now and no issues whatsoever defo recommend Reviewed on: 10th January 2024

They go above and beyond to help you

They go above and beyond to help you Reviewed on: 10th January 2024

Best Credit Card provider

The best, easy and wonderful credit card provider. Zopa informs you of everything and hassle free. Their app is fantastic, easy and straightforward Reviewed on: 10th January 2024

I recommend to everyone zopa give good customer ser...

I recommend to everyone zopa give good customer service excellent xx Reviewed on: 10th January 2024

Good customer service.

Good customer service. And no charges for oversea use. Reviewed on: 10th January 2024

Great card no hassle, never had any problems.

Great card no hassle, never had any problems. Just worry free. Thanks Reviewed on: 10th January 2024

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