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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

Good service, it’s very good when you needed Reviewed on: 10th January 2024

I never knew how helpful Zopa was until I started us...

I never knew how helpful Zopa was until I started using my first credit card with them, helped me every time I had a question they got back to me with a reply even when I couldn’t hang on the phone for long, it’s nice to have a cushion so you can’t get into trouble managing your account found them very helpful in all aspects ,thank you. Reviewed on: 10th January 2024

Great app clear and you know where you are.

Great app clear and you know where you are. Reviewed on: 10th January 2024

great company

they gave me a chance when no one else would Reviewed on: 10th January 2024

A great card easy activation.

A great card easy activation............ Reviewed on: 10th January 2024

Credit card

Simple to use.Excellent service Reviewed on: 10th January 2024

Never had a problem.

Never had a problem. Always know how much I'm charged and my payments are always clear. Reviewed on: 10th January 2024

Check these guys out

Speedy and efficient application process, prompt delivery and favourable rate of interest, friendly professional communication ! Reviewed on: 10th January 2024

Best credit I have !!!!

Very good credit card, amazing easy to use APP. Slow increasing credit though Reviewed on: 10th January 2024

Excellent card highly recommended

Excellent card highly recommended Reviewed on: 10th January 2024

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