Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It’s been a great experience using the Zopa card

It’s been a great experience using the Zopa card Reviewed on: 10th January 2024

It was a smooth and excellent experience

It was a smooth and excellent experience Reviewed on: 10th January 2024

Excellent service easy to use and super quick to mak...

Excellent service easy to use and super quick to make payments to the account Reviewed on: 10th January 2024

Absolutely adorable ZOPA company, their team are the...

Absolutely adorable ZOPA company, their team are the fastest supporting team I have ever come across, really good company to have a credit card from. I rate u guys 10 out of 10, You guys are doing a enxelent job. Reviewed on: 10th January 2024

Zoppa card

Neve had any problems with this card Reviewed on: 10th January 2024

professionalism

Zopa have been excellent to deal Freindly professional staff all round great staff Reviewed on: 10th January 2024

Very fair and straightforward information from the s...

Very fair and straightforward information from the start Reviewed on: 10th January 2024

easy process excellent communications

easy process excellent communications Reviewed on: 10th January 2024

Excellent company an service fast an very effect

Excellent company an service fast an very effect Reviewed on: 10th January 2024

Credit builder

I had a poor credit rating and was delighted when I was accepted for this credit card I’m able to manage my card while building my credit again. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.67 from 63 reviews
Purchase credit cards
from MBNA 2.92 from 196 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub