Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Love the card the app the customer service is outsta...

Love the card the app the customer service is outstanding Reviewed on: 10th January 2024

Very helpful good service

Very helpful good customer service Reviewed on: 10th January 2024

Great service

Very easy and simplistic to set up. Very useful when using your card the information is there to hand a long with your current balance, no waiting around like other cards to catch up. Reviewed on: 10th January 2024

Zopa gotta have one

Extremely easy to use, amazing rates, range of services Reviewed on: 10th January 2024

Fast and efficient company with good products.

Fast and efficient company with good products. Easy to deal with and APP helps tracking payments and purchases. Reviewed on: 10th January 2024

Excellent service ,Excellent customer service credi...

Excellent service ,Excellent customer service credit card is brilliant credit card app is excellent too highly recommend Reviewed on: 10th January 2024

Zopa is easy and understanding,there take thier time...

Zopa is easy and understanding,there take thier time to talk to you in a professional and respectful manner Reviewed on: 10th January 2024

Excellent, professional quick service!

Excellent, professional quick service!!! Reviewed on: 10th January 2024

What more could you ask for.

Any queries or questions regarding my account with Zopa have been handled promptly & professionally. Easy to navigate the app and I will continue to use Zopa going forward. Thanks again folks. Reviewed on: 10th January 2024

Great Credit Card Provider

The application process was a breeze for me. I also like the App and what you can do on it. You can never miss a payment with zopa since everything is available on the App. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.56 from 129 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Credit card
from Debenhams 4.14 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub