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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple process to apply and they keep you up to date...

Simple process to apply and they keep you up to date and help with great money tips and ideas, it's clear they are more family run and care compared to other cards available they go the extra mile Reviewed on: 10th January 2024

An excellent service

An excellent service supported with a very good app that encourages you to think carefully about your spending. The chat option works really well and is useful - I have been frustrated by long telephone queues at other companies. Reviewed on: 10th January 2024

very good had no complates easy to use app to

very good had no complates easy to use app to Reviewed on: 10th January 2024

Great rates excellent customer service

Great rates excellent customer service Reviewed on: 10th January 2024

They are very responsible about your credit score an...

They are very responsible about your credit score and your limit and easy to use and excellent app Reviewed on: 10th January 2024

clear and transparent, .

clear and transparent, easy to deal with and a straight forward process Reviewed on: 10th January 2024

VERY RELIABLE AND REASONABLE RATES

VERY RELIABLE AND REASONABLE RATES Reviewed on: 10th January 2024

Great service, ease of use navigating their app.

Great service, ease of use navigating their app. Help in order to improve credit scores, money at the end of the month etc Reviewed on: 10th January 2024

Everything is clear and understandable, I wholeheart...

Everything is clear and understandable, I wholeheartedly recommend Zopa Reviewed on: 10th January 2024

More than EXCELLENCE.

More than EXCELLENCE. More than Credit. It's an amazing company, to feel safe with, if you keep up your payments. The BEST by far. Reviewed on: 10th January 2024

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