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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

One of the best

Zopa are a great company who listen and don't judge people. They try to help if you are in difficulty Reviewed on: 10th January 2024

Very easy and convenient to deal with Zopa

Very easy and convenient to deal with Zopa Reviewed on: 10th January 2024

Although a relatively new Customer,my experience has...

Although a relatively new Customer,my experience has been nothing short of excellent thus far. Reviewed on: 10th January 2024

Very easy and quick experience, hassle free.

Very easy and quick experience, hassle free. Reviewed on: 10th January 2024

Zopla the best credit card

I have been with zopla for about 2 years now and never had any problems and would recommend them to all my family and friends. They are always to glad to help you if you have any questions or problems. Reviewed on: 10th January 2024

Very easy to apply and set up the account, and a ver...

Very easy to apply and set up the account, and a very good starting credit limit. It is great that I have two separate sections on the account one for credit spending and the other for zero interest rate for 6 months Reviewed on: 10th January 2024

Super service and support

Super service and support no hassle setting up Reviewed on: 10th January 2024

Prompt Fast and Efficient

Since applying for a Zopa credit card they were prompt, fast and efficient. The service they provided was accurate and deadline were met, ie; card delivery. Their mobile application is easy, friendly and provides up to date accurate information. Reviewed on: 10th January 2024

Easy to get a credit card and even easier to...

Easy to get a credit card and even easier to use Reviewed on: 10th January 2024

I find zopa excellent and very understanding to your...

I find zopa excellent and very understanding to your circumstances, simply outstanding. Reviewed on: 10th January 2024

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