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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best provider I have used

Easy set up, great app, best provider I have used Reviewed on: 10th January 2024

Best credit card ever

Excellent customer service, ready to help and very reliable Reviewed on: 10th January 2024

Positive and friendly.

Positive and friendly. Ease quick to apply for Reviewed on: 10th January 2024

Zopa as a company, and it's staff have always been...

Zopa as a company, and it's staff have always been approachable and forward thinking. Reviewed on: 10th January 2024

excellence

Very good and good customer service Reviewed on: 10th January 2024

Great company, easy to use app.

Great company, easy to use app. Always up to date information given Reviewed on: 10th January 2024

Fantastic service and easy to see billing

Fantastic service and easy to see billing Reviewed on: 10th January 2024

The application process was very easy, my circumstan...

The application process was very easy, my circumstances were taken into consideration, when i needed somone Zooa was there for me, the credit limit was right, the app was perfect for me to keep a track of things, and make decisions on credit usage easier, Reviewed on: 10th January 2024

Very easy to apply, helpful staff

Very easy to apply, helpful staff Reviewed on: 10th January 2024

Credit card won't help me

It was very helpful to have a credit card from this company man. I recommend it to anyone else was very helpful for me Reviewed on: 10th January 2024

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Want to see more from Zopa?

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